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UK Stamp Duty Calculator · SDLT, LBTT & LTT · Updated May 2026
Last verified 19 May 2026

STAMP DUTY CALCULATOR UK · MIXED HOUSEHOLD CALCULATOR · MAY 2026

Stamp Duty Calculator UK 2026 | Mixed Household Calculator

Free stamp duty calculator for UK property purchases. Mixed household calculator supporting all UK regions - calculate SDLT (England/Northern Ireland), LBTT (Scotland) and LTT (Wales) with current 2026 rates, first-time buyer relief, and property tax bands. Our stamp duty calculator handles complex scenarios including additional property surcharge and mixed household situations.

Data Sources — UK Government & Regulators
OFG
Energy cap £1,641 (Q2 2026)
WAT
Average bill £639 (2026-27)
GOV
Council Tax Band D £2,392
OFC
Broadband market data
DCM
TV Licence £180 (from 1 Apr 2026)
Data checked 2026-05-19
0%
SDLT rate on properties up to £125k
Source: GOV.UK SDLT rates
£300k
First-time buyer relief threshold
Source: GOV.UK FTB relief
5%
Additional property surcharge
Source: GOV.UK additional rates
0%
£0-125k
2%
£125k-250k
5%
£250k-925k
10%
£925k-1.5M
12%
£1.5M+
£268k
UK avg price
SDLT bands: GOV.UK official rates 2026. Scotland: LBTT rates. Wales: LTT rates. UK average price: ONS April 2026.

Stamp Duty Calculator UK 2026 | Mixed Household Calculator

Mixed household calculator with SDLT, LBTT and LTT rates

Our stamp duty calculator UK handles all property tax scenarios across Britain. This mixed household calculator supports complex arrangements where buyers have different residency status or property portfolios.

In England and Northern Ireland, our stamp duty calculator processes Stamp Duty Land Tax (SDLT) with first-time buyer relief up to £300,000. Our mixed household calculator handles joint purchases where one buyer qualifies for relief.

Scotland's stamp duty calculator uses Land and Buildings Transaction Tax (LBTT) rates, while Wales stamp duty calculator applies Land Transaction Tax (LTT) bands.

This mixed household calculator handles complex scenarios: joint first-time buyers, mixed UK/non-UK residents, and blended property portfolios. Our stamp duty calculator applies additional property surcharge (5%) and non-UK resident surcharge (2%) accurately.

The stamp duty calculator UK provides instant band-by-band breakdowns with 2026 rates, making it the most comprehensive mixed household calculator available.

Use our stamp duty calculator below for precise property tax calculations across all UK regions and household types.

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Stamp Duty Calculator UK | Regional Mixed Household Rates

Our stamp duty calculator UK covers all regional variations, making it an effective mixed household calculator for cross-border transactions:

England & Northern Ireland SDLT Calculator: Use our stamp duty calculator for rates from 0% to 12%. The mixed household calculator handles first-time buyer relief up to £300,000 when property costs under £500,000.

Scotland LBTT Calculator: Our stamp duty calculator processes nil rate bands up to £145,000, then progressive rates to 12%. This mixed household calculator works for Scottish property transactions without first-time buyer relief.

Wales LTT Calculator: The stamp duty calculator handles the highest nil rate band (£180,000) and Welsh-specific bands. Our mixed household calculator optimizes for Welsh property values and tax bands.

England & Northern Ireland

  • £0-125k: 0%
  • £125k-250k: 2%
  • £250k-925k: 5%
  • £925k-1.5M: 10%
  • £1.5M+: 12%
FTB relief: 0% up to £300k (properties under £500k)

Scotland

  • £0-145k: 0%
  • £145k-250k: 2%
  • £250k-325k: 5%
  • £325k-750k: 10%
  • £750k+: 12%
Higher nil rate band, no specific FTB relief

Wales

  • £0-180k: 0%
  • £180k-250k: 3.5%
  • £250k-400k: 5%
  • £400k-750k: 7.5%
  • £750k-1.5M: 10%
  • £1.5M+: 12%
Highest nil rate band at £180k

Frequently Asked Questions

Do I need to pay stamp duty as a first-time buyer?

In England and Northern Ireland, first-time buyers pay no stamp duty on properties up to £300,000 (if the property costs under £500,000). On properties between £300,000-£500,000, you pay 5% on the amount above £300,000. Above £500,000, you pay standard rates with no relief.

When do I pay the additional property surcharge?

The 5% additional property surcharge applies to second homes, buy-to-let properties, and when you don't sell your previous main residence within 36 months. It's calculated on the entire property price, not just the excess above bands.

Are stamp duty rates different in Scotland and Wales?

Yes. Scotland uses LBTT with a £145,000 nil rate band and different percentage rates. Wales uses LTT with an £180,000 nil rate band and its own rate structure. Both generally result in lower tax bills than SDLT for average-priced properties.