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UK Stamp Duty Calculator · SDLT, LBTT & LTT · Updated May 2026
Last verified 19 May 2026

Legal

Terms of Service

The terms and conditions for using our UK utility bills calculator. Last updated 14 May 2026.

Acceptance of terms

By using this site, you agree to these terms

By accessing and using utilitybillcalculator.quest, you accept and agree to be bound by these terms of service. If you don't agree to these terms, please don't use our site.

What we provide

Educational utility bill calculator

UK Utility Bills Calculator is an informational service that helps UK households estimate their utility costs based on published rates and official data sources.

Our calculators provide estimates using:

  • Official Ofgem price cap rates
  • Published tariffs from energy suppliers
  • Regional water company rates
  • Government council tax data
  • Ofcom broadband market information

What we are NOT

Important limitations

Not a price comparison service

We are not a commercial price comparison website. We don't get commissions from energy suppliers or other utility companies. Our information is editorial and educational.

Not a switching service

We don't arrange switching between suppliers. We provide information and link to trusted sources like Citizens Advice and Money Saving Expert for switching guidance.

Not financial advice

Our calculators provide estimates and educational information only. This is not personalized financial advice. We are not regulated by the Financial Conduct Authority.

Not guaranteed accurate for your situation

Every household is different. Our calculations are estimates based on typical usage patterns and published rates. Your actual bills may vary due to:

  • Your specific usage patterns
  • Property characteristics
  • Payment method differences
  • Regional variations
  • Supplier-specific terms

Accuracy and data sources

How we ensure reliable information

We verify our data sources at least quarterly and update rates when official announcements are made. All calculations reference official sources:

  • Energy rates: Ofgem announcements and supplier websites
  • Water rates: Individual water company published tariffs
  • Council tax: gov.uk and local authority data
  • Broadband: Ofcom market reports

Always check directly with suppliers before making financial decisions. Rates and terms change, and we cannot guarantee our data is updated in real-time.

Limitation of liability

What we're responsible for

We provide this service free of charge for educational purposes. While we strive for accuracy, we cannot be liable for:

  • Financial decisions made based on our calculator outputs
  • Losses resulting from inaccurate data or calculations
  • Service interruptions or technical issues
  • Third-party content we link to

Our maximum liability to you is limited to £100, being the approximate cost of running this service for one month.

Intellectual property

Our content and your use of it

The content, design, and code of this website are our intellectual property. You may:

  • Use our calculators for personal, non-commercial purposes
  • Share links to our pages
  • Quote our content with proper attribution

You may not:

  • Copy our design or functionality for commercial purposes
  • Republish substantial portions of our content without permission
  • Use our data feeds programmatically without agreement

External links

Third-party websites

We link to government websites, consumer bodies, and trusted sources for additional information. We choose these links carefully but don't endorse or control third-party content.

When you click external links, you're subject to those sites' terms and privacy policies, not ours.

Governing law

Legal jurisdiction

These terms are governed by English and Welsh law. Any disputes will be resolved in the courts of England and Wales.

Changes to these terms

How we update our terms

We may update these terms from time to time. When we do, we'll update the date at the top of this page and, for significant changes, add a notice to our homepage.

Continued use of the site after changes means you accept the updated terms.

Last reviewed: 14 May 2026

Contact us

Questions about these terms

If you have questions about these terms of service, email us at hello@utilitybillcalculator.quest

We respond to enquiries within 5 working days.